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ELEX Event: The electrician's insurance

The electrician’s insurance.

The cover you need, from the people you trust.

It’s insurance designed specifically specially for electricians and businesses in the electrical trade, with your policy aligned to your business requirements.

In addition to electrical contractors insurance, we also offer a wide range of other business insurance protection.

Why choose NICEIC Insurance Services?

  • Full cover, but not full price.
    10% off comprehensive insurance for NICEIC-certified businesses*.
  • FREE business insurance check.
    While other insurance providers ask you what you want, we advise you what you need without paying for cover you don’t. Simple. Arrange you FREE business insurance check today.
  • Reputable UK-based insurers.
    Specially negotiated prices from UK-based leading insurers and specialist providers 
  • A great experience.
    Over 13,800 customers can’t be wrong. We are also proud winners of the Feefo Platinum Trusted Service Award for delivering exceptional customer service.
  • NICEIC certification strengthens your reputation.
    Cover arranged by NICEIC Insurance Services protects your livelihood. 

Some customer reviews

Our feefo reviews speak for themselves...

  • Really great experience
    “I was contacted with plenty of time to spare and was given all the information I requested in a timely manner. The staff member was more than happy to call back at any time that suited me to sort everything out, and I was very happy with the price."
    Dan
  • The Best Insurance Company Around!
    “Absolutely fantastic from beginning to finish. The insurance itself was very cost effective and great cover. Would highly recommend and will not be using anyone else moving forward.”
    Kaleigh, Managing Director, West Guard Ltd  

Get a quote for electricians insurance

And, remember... NICEIC registered contractors get 10% off!

Insurance for electrical contractors registered with the NICEIC

Essential insurance protection for your domestic, commercial, and industrial electrical work, should a customer, member of public or employee make a claim against you. Specially created for NICEIC electricians to meet the exact needs of your registration from leading insurer, Allianz.

We also have access to other leading insurers and specialist providers, therefore if your requirements are not listed below or you require higher limits, we have other solutions available. In this situation, please give us a call on 0113 868 8448.

Key features and benefits of the Allianz insurance scheme

  • Corporate manslaughter covered as standard.
  • Cover for up to 20 manual workers. 
  • Efficacy cover up to £1 million.
  • Employers liability cover for temporary employees, 100 man-day limit cover up to £10 million.
  • Loss of customer keys cover up to £50,000.
  • Professional indemnity cover for up to £1 million as standard but unlimited amounts available.
  • Public liability insurance cover – £1 million, £2 million, £5 million, or £10 million limits available.
  • Standard height limit 20m, and depth restriction 2m.
  • Discount for up to five years claims-free.

Get a quote for electricians insurance

And, remember... NICEIC registered contractors get 10% off!

What's covered in our electrical contractors insurance?

We’re always transparent about what’s included in our cover. But if you’re not sure what kind of cover you need, our friendly team is always happy to help.

Please note this list is not exhaustive – refer to your full policy documents for details.

What is insured?

  • Corporate manslaughter – if someone dies as a result of a failure by your business to provide adequate duty of care, you could face an unlimited fine. We can cover up to £10 million (depending on your trade).
  • Efficacy or ‘failure to perform’ cover will protect you should a product or service fail to perform its intended function. We can cover up to £1 million.
  • Electrical vehicle charging installation insurance included as standard, at no extra cost.
  • Employers liability – a legal requirement if you employ staff, even on a contract basis. This will protect you if an employee becomes ill or is injured as a result of their work.
  • Loss of customer keys cover up to £50,000.

  • Professional indemnity standard cover up to £1 million on scheme but we can also provide unlimited cover. If you are carrying out periodic inspections and issuing EICRs, your NICEIC registration requires you to have cover of a minimum of £250,000. This cover will protect you for any errors or omissions you make.
  • Public liability insurance cover – your NICEIC registration requires you to have a minimum of £2 million – this protects you if a claim for injury or damage to your customer’s property is made.
  • Standard height limit 20m, and depth restriction 2m.

  • Discount for up to five years claims-free.

And, optional extras when required:

  • Contract works – cover designed to protect work that is already underway if it is damaged by an insured event like a fire, flood, storm, vandalism or theft.
  • Tools – cover for your tools if they are lost, damaged or stolen. Protection starts from £1,500 to £10,000 per claim and includes tools stored in your work vehicle.
  • Goods in transit – protection if your materials are lost, stolen or damaged when in transit.
  • Hired in plant insurance for electrical contractors – a policy that covers plant machinery in case of damage, loss or theft. Cover is up to £50,000.
  • Increased efficacy cover up to £1 million.

  • Legal expenses – legal costs in settling or defending a claim, solicitor’s fees and other expenses relating to official enquiries or coroner’s inquest.
  • Personal accident and short-term income protection – we're not just talking about injuries at work – a back injury on the golf course, a DIY incident at home, or a nasty illness like pneumonia can all be covered.
  • Property – insurance for your business premises.

For more information on what is included under our electrical contactors scheme, download the policy summary and policy booklet. Please note that minimum criteria applies to access this product, however alternatives and additional products are available.

*Discount applies to electrical contractors insurance for NICEIC-certified businesses on the Allianz policy. It does not apply to other insurance cover, however other specially negotiated discounts may apply subject to risk criteria. As with most insurance – terms, conditions and exclusions apply. Contact us to request full details.