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Electrical contractors insurance

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Insurance for electrical contractors registered with the NICEIC

Essential insurance protection for your domestic, commercial, and industrial electrical work, should a customer, member of public or employee make a claim against you. Specially created for NICEIC electricians to meet the exact needs of your registration.

Key features and benefits:

  • Corporate manslaughter covered as standard.
  • Cover for up to 20 manual workers.
  • Efficacy cover up to £1 million.
  • Employers liability cover for temporary employees, 100 man-day limit cover up to £10 million.
  • Loss of customer keys cover up to £50,000.
  • Professional indemnity cover for up to £1 million as standard but unlimited amounts available.
  • Public liability insurance cover – £1 million, £2 million, £5 million, or £10 million limits available.
  • Standard height limit 20m, and depth restriction 2m.
  • Discount for up to five years claims-free.

And, the best bit... Registered NICEIC contractors get 10% off the cost of their insurance!

And, the best bit...

Registered NICEIC contractors get 10% off the cost of their electrical contractors insurance!

Get a quote now

What's covered in our electrical contractors insurance?

We’re always transparent about what’s included in our cover. But if you’re not sure what kind of cover you need, our friendly team is always happy to help.

Please note this list is not exhaustive – refer to your full policy documents for details.

Get a quote for electricians insurance

And, remember... NICEIC registered contractors get 10% off!

Our feefo reviews from contractors speak for themselves...

Some of the five-star reviews show how we’ve saved contractors, money, others talk about their improved benefits. Some of our clients simply appreciated the fast and simple approach to buying their insurance*.

That's why we've been awarded the Feefo 2023 Gold Trusted Service Award for excellence in customer service throughout 2022.

NICEIC Insurance services is part of Marsh, the world’s leading insurance broker and risk adviser.**

Marsh operates in over 130 counties and has more than 45,000 global experts – so you really are in safe hands. We’re confident we have the experience and expertise to help our business insurance customers obtain the cover they’re after, at the right price.

Frequently asked questions

We're part of Marsh Commercial, an award-winning insurance and risk management expert. Being part of a global leader with a 150-year heritage means you can be confident we have the experience and expertise to help you arrange the electrical insurance you need – at the right price. Don’t forget, if you become an NICEIC registered contractor, you'll benefit from a 10% discount on the cost of your electrical insurance.

This depends on the nature of your business – the kind of work you do and where, whether you employ people – and whether you have business premises or vehicles. The insurance cover you typically need includes public liability insurance cover and professional indemnity insurance cover– both of which are included as standard (amongst other cover features) in our electrical contractors liability insurance product.

If you are registered with NICEIC, you are required to have a minimum of £250,000 professional indemnity cover if the scope of work you undertake includes periodic inspection and testing. You are also required to have public liability insurance cover for a minimum of £2 million.

You may also need employers liability which is compulsory for most businesses that employ one or more people. You may then choose to add other cover features like property insurance to protect your shop, office, workshop, or other business premises; van insurance; and tools insurance – as well as covers such as personal accident and income protection.

The cost of electrical contractor insurance cover depends on the nature of your contracting business – its size, claims history, the type of work you undertake and the level of risk that comes with it. That means there is no single average cost of electrical contractor insurance. We've worked with insurers to develop a comprehensive, flexible, and affordable electrical contractors insurance solution. You can get a quote online in minutes, or call us for advice on the level of cover you need and get a quote there and then.

Yes, we can still offer you a quotation for your electrical contractor insurance cover but you will miss out on the 10% discount offered to members.

You can easily add tools cover to your contractors policy, up to £1,500 per person, and further extend that cover to include theft from unattended vehicles – just give us a call; we're happy to help.

Professional indemnity insurance is a requirement for NICEIC Scheme(s) where the scope of work undertaken includes periodic inspection and testing. So, if you offer clients advice, consultancy, inspections or testing as part of your work, this cover is there to help defend claims made against you alleging errors and mistakes in your professional advice or in your work.

Why choose us?

We understand the daily risks you face. We're committed to protecting you and your business should the unthinkable happen.

Working with us gives you:

  • Easy access to a specialist insurance scheme built specifically for contractors by a UK-based specialist provider.
  • A range of options to choose from.
  • Advice and support to ensure you get the right level of protection.
  • A dedicated claims advocacy service.
  • Expert customer advisers to answer all your questions.

Registered NICEIC contractors get 10% off their electrical contactors insurance!