Our self-employed electricians insurance cover
Things can go wrong, and accidents and mistakes happen, so having the right insurance in place is so important. Insurance for self-employed electricians can cover you in the event you make a mistake and it costs a client, or causes damage or injury. It can also cover costs resulting from legal claims relating to mistakes made or advice you have provided, and will cover expenses incurred in your defence.
If you’re employed to work in commercial premises where there could be harm to members of the public, you will need public liability insurance as part of your cover. Public liability for self-employed electricians can protect you if your work has a fault that causes injury to a member of the public, or damage to their personal property.
We work hard to provide you with the right electricians insurance that meets all of your specific needs, and leaves out what you don’t need. NICEIC registered electricians can also receive a 10% discount on the cost of their contractors insurance.You can buy online and receive your policy documents in minutes. Alternatively, you can call us and we’ll complete a quotation over the phone.
We offer as standard**
Efficacy up to £100,000.
Professional indemnity cover up to £100,000.
Public liability cover – with limits of £2 million and £5 million, or £10 million for selected trades.
Up to five years' no claims bonus.
Contract works – with £100,000, £250,000, and £500,000 limits.
Cover for tools – from £1,500 to £5,000 per person.
Goods in transit.
Hired plant up to £50,000.
Increased efficacy cover up to £1 million.
Own plant up to £50,000.
Professional indemnity increased to £300,000.**
Property all risks.
The power behind your businessNICEIC Insurance services has the power to help protect your business and provide you with peace of mind, so you can focus on providing the best service to your customers.
Working with a leading specialist insurer, we have negotiated high quality insurance for self-employed electricians at a competitive price for you. The essential cover can be extended to include a range of optional extras, to deliver tailored protection to suit your individual circumstances.
Why choose self-employed electrician insurance from NICEIC insurance services?NICEIC Insurance Services is part of Marsh Commercial, an award-winning*** expert in insurance and risk management. We currently provide more than 35,000 business insurance policies for over 21,000 customers across the UK, so it’s safe to say we have the experience and expertise to help our business insurance customers obtain the cover they’re after, at the right price.
Whether you choose to buy your insurance online yourself, or if you would prefer us to guide you through the options available and arrange the cover via the telephone – we’re on hand to help should you need us.
Our support extends from the advice and expertise we provide at the start of your insurance, through to helping you make any changes to your cover mid-term or at renewal should your circumstances change. In addition, should the worst happen and you need to make a claim, we offer a dedicated advocacy service to look after you.
*As with most insurance – terms, conditions, and exclusions apply. You can request full details by simply contacting us.
**Subject to certain requirements.
Frequently asked questions
Helpful staff over the phone with best price for the level of cover I have requested.Mr Balazs Balogh