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Plumbers insurance

Affordable insurance for plumbers – especially tailored to protect your livelihood against the unexpected

It’s an unfortunate fact of life that things go wrong from time to time. Despite every professional plumbers’ best efforts to manage risk, unexpected events can come along – leading to issues such as water damage to property or more serious incidents like injury to you or your employees.

That is why having the right plumbers' insurance is so important. It should be there to protect you when things go wrong – to defend you against unexpected costs, potential liability claims and any compensation awarded against you. Quite simply, plumbing insurance is vital to protecting your livelihood when the worst happens.

At NICEIC Insurance services we work hard to provide our customers with specialist insurance for plumbers, at the right price. It’s not just any cover; it is cover designed for you – shaped by your needs to make sure you get the protection you need. No more, no less.

Our plumber insurance

You can buy online and get your policy documents in minutes, or simply call us so we can get you all set up and ready to go over the phone.

And, the best bit...

Registered NICEIC contractors get 10% off the cost of their electrical contractors insurance!

Get a quote

The power behind your business

We're are dedicated to helping protect your plumbing business when things go wrong. We work with leading and specialist UK insurers to secure plumbers insurance that’s designed for you and only you – it’s comprehensive, tailored and affordable.

Unlike price comparison sites, we don’t leave you to do the hard work yourself, and risk ending up with the wrong cover, whether that’s too much or too little. We put in the effort to understand your needs before doing the work of securing quotes and, once you are happy, getting your plumbing liability insurance set up straight away.

No hassle. Just the cover you need, at the right price.

Why choose plumbers liability insurance from NICEIC insurance services? 

NICEIC Insurance Services is part of Marsh Commercial. We’re an insurance broker and are experts at finding the right business insurance for firms just like yours. In fact, we provide more than 35,000 business insurance policies for over 21,000 customers across the UK., so we have a wealth of experience and the contacts to help our business insurance customers find the cover they need, at the right price.

We’re part of Marsh, a global leader in insurance broking and risk management. We use that strength to negotiate with insurers on your behalf – to find the best possible cover and price we can.

Our support doesn’t end when we have secured your insurance. We’re here right through the term of your policy to help you make changes to your cover should your circumstances change, and sort out renewals. Of course, if you need to make a claim we have a dedicated advocacy service on hand to look after you.


*2 Cover may differ dependent upon insurer. 

As with most insurance – terms, conditions, and exclusions apply. You can request full details by simply contacting us. 


Frequently asked questions

The starting point in determining what plumbing insurance you need is assessing the type of work you do and where, whether you employ people, own a van, and operate from a shop or office. Common business requirements are public liability insurance for plumbers, professional indemnity cover, and employers liability insurance (compulsory for most businesses that employ one or more people). These form part of the standard features in our liability cover for plumbing, heating, and gas engineers. It's also advisable to look at covers like property insurance if you have a shop, office, workshop, or other business premises; commercial vehicle cover if you have a van, for instance; and tools insurance. We can also add covers such as personal accident and income protection if you need them. For more information, read our quick guide to insurance.

The exact heating engineers insurance you need depends on the type of job you do and your work locations. Other factors will also come into play, such as whether you have employees working for you, operating from business premises, or driving a business vehicle like a van. If you employ people, there's a good chance you'll need employers liability (which is compulsory for most businesses that employ one or more people). Other core cover features like public liability and professional indemnity are included as standard (amongst other covers) in our liability cover for plumbing, heating, and gas engineers. Once you have the essential liability cover sorted, you may want to include other features like commercial vehicle insurance, cover for business premises, tools insurance, income protection, and personal accident. For more information, read our quick guide to insurance.

The exact mix of gas engineers insurance cover features you need depends on the nature of your work, whether you employ people or not, and whether you have a van you use for business. You may need employers liability (compulsory for most businesses that employ one or more people), public liability, and professional indemnity. These are standard features (amongst other covers) in our liability cover for plumbing, heating, and gas engineers. Depending on the nature of your business, you may need insurance for business premises such as a shop, office, or workshop. You may also require commercial insurance for a van and covers like tools, personal accident, and income protection. For more information, read our quick guide to insurance.

FREE business insurance check

Our FREE no-obligation business insurance check will compare the cover, service and price you're currently getting against what we can provide you as a NICEIC member. We'll identify if you're missing out on valuable enhanced benefits – and potentially save you money. We also include electrical vehicle charging installation insurance as standard, at no extra cost.

Registered NICEIC contractors get 10% off their electrical contactors insurance!