Public liability insurance for NICEIC electrical contractors – protection for your livelihood, peace of mind for you.
Protect yourself and your business from the daily risks of injury and incidents you face as an electrical contractor. The right protection, at the right price.
Even with the most robust risk management processes and site health and safety procedures in place, accidents happen. If these accidents involve customers or members of the public, the consequences on your business can be devastating.
Working with a leading specialist insurer, we have negotiated high quality insurance at a competitive price for you. As an NICEIC electrical contractor, you'll benefit from a 10% discounton the cost of your electricians insurance.
Put our public liability insurance for electricians to the test
Our FREE no-obligation insurance health check will compare the cover, service and price you're getting with what we can provide. We'll identify if you're missing out on valuable enhanced benefits – and potentially save you money. We also include electrical vehicle charging installation insurance as standard, at no extra cost!
If you prefer to do things yourself, you can get a quote and buy online – quickly and conveniently.
Our comprehensive insurance cover for electrical contractors
By working with a specialist insurer, we've developed electricians insurance with you in mind. It's comprehensive, flexible and affordable.
And, the best bit...
Registered NICEIC contractors get 10% off the cost of their insurance!
The power behind your business
NICEIC Insurance is here to help you with all your business insurance needs – from electrical contractor insurance, personal accident and short-term income protection to van insurance and premises insurance – we've got you covered.Unlike many direct insurers or comparison sites, we're here to provide expert advice. We'll explain the finer details of your electrical contractors insurance cover, so you know exactly what you're protected for. This should give you peace of mind, leaving you to focus on looking after your customers.
Our support doesn't stop there. We're on-hand to guide you through the process of making changes to your cover – mid-term or at renewal, should your circumstances change. But, if you wish to do things yourself, our customer portal puts you in control. Download your documents, make adjustments and renew your policies online.
And, should the worst happen and you need to make a claim, we will help to make sure it's handled as quickly as possible.
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** As with most insurance – terms, conditions, and exclusions apply. You can request full details by simply contacting us.
Frequently asked questions
The insurance covers you need as an electrical contractor depends on your business's nature – its size, whether you employ people and the kinds of work you carry out – and on your attitude to risk. Employers liability insurance is a legal requirement if you employ people – even temporarily or unpaid. Meanwhile, public liability insurance covers legal fees and compensation if a client or member of the public alleges injury or property damage as a result of your work, as well as cover for your tools, vehicles and premises. You are required to have at least £2 million public liability insurance cover as part of the NICEIC scheme(s).
Similarly, income protection insurance can step in to replace lost income if you are unable to work through illness or injury and may be a sensible precaution.
Professional indemnity insurance is a requirement for NICEIC scheme(s) where the scope of work undertaken includes periodic inspection and testing. This will cover the cost of legal fees and compensation if a client alleges a failure in your professional advice.
At NICEIC Insurance, we have worked with insurers to develop contractors insurance solutions that are comprehensive, flexible and affordable – to make it easier for you to find the right cover at the right price.
This depends on the nature of your business – the kind of work you do and where, whether you employ people – and whether you have business premises or vehicles. The insurance cover you typically need includes public liability insurance cover and professional indemnity insurance cover– both of which are included as standard (amongst other cover features) in our electrical contractors liability insurance product.
If you are registered with NICEIC, you are required to have a minimum of £250,000 professional indemnity cover if the scope of work you undertake includes periodic inspection and testing. You are also required to have public liability insurance cover for a minimum of £2 million.
You may also need employers liability which is compulsory for most businesses that employ one or more people. You may then choose to add other cover features like property insurance to protect your shop, office, workshop, or other business premises; van insurance; and tools insurance – as well as covers such as personal accident and income protection.
Saved me loads of money, what else can I say?
From NICEIC Customer
FREE insurance Health check
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