Car Insurance

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NICEIC Insurance Services offer reliable car insurance that factors in the risks associated with owning and operating a car, whether it's for business or private use.

We are able to provide private car insurance, commercial car insurance and commercial fleet insurance to fit the individual requirements of most types of motorist. You may be surprised at the scope of cover available.

Key Benefits

Comprehensive cover option for your vehicle if accidentally damaged or stolen. Benefits include:

  • Windscreen extension without affecting your no claims bonus
  • Approved repairers - each insurer has their own nationwide network
  • New replacement private car benefit*
  • 24 hour telephone helpline for claims
  • Courtesy cars are provided subject to availability, some of our insurers include a guaranteed courtesy car
  • Protected no claims discount available after four consecutive years claim free, some of our insurers offer a guaranteed no claims discount option
  • Up to 60% no claims discount
  • Third party only or third party fire and theft options
  • Liability to third parties for damage to property, death or personal injury

Excesses

  • From £100 - amounts vary according to age, type of vehicle and driving experience
  • Premium discounts are available if higher voluntary amounts are selected
  • Glass from £50

Exclusions Include

  • If your vehicle is damaged while a young or inexperienced person (including you) is driving you will have to pay additional excesses (on top of the standard policy excess amount that will apply). Please check your policy for full details.
  • Foreign use is limited to trips of up to 60 days and will only apply where your permanent home is in Great Britain, Northern Ireland, the Channel Islands or the Isle of Man and you have contacted us prior to your trip.
  • Motor policies include a requirement for you to take reasonable care to prevent losses occurring. For example loss of or damage to your vehicle or its contents by theft or attempted theft or an unauthorised person taking and driving it will not be covered if it has been left unlocked, left with the keys in it, left with the windows, roof panel or the roof open (in the case of a convertible vehicle) or reasonable precautions have not been taken to protect it.

Why Choose Us?

NICEIC Insurance Services have been providing insurance for over 10 years, will work with you to make sure you have the right cover in place, and always explain our products and services clearly without using any confusing jargon. We constantly review our products and services to make sure we provide you with not only the best cover possible but also the high quality service that you would expect.

* applies to cars under a year old where you are the first registered owner, and the repair costs are greater than 50% of manufacturers recommended retail price (some insurers greater than 60%)

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