NICEIC shop insurance packages are designed around you. We offer
cover for a wide range of retail trades including shops, off
licenses and other retail outlets.
Our knowledgeable team will work with you to understand your
business and make sure that we place the right insurance cover that
meets your needs.
- Loss or damage to contents on an 'All Risks'
basis
- Glass
- Business interruption
- Money including personal accident (assault)
- Public liability - £2million any one claim -
higher limits available
- Products liability - £2million aggregate limit -
higher limits available
- Employers’ liability - £10million any one
claim
- Deterioration of refrigerated stock
- Buildings
- Goods in transit
- Loss of licence
- Where cover is arranged on an 'All Risks' basis
exclusions will apply for example corrosion, rust, electrical
mechanical breakdown, depreciation, wear and tear, gradual causes,
damage whilst items are being cleaned, repaired altered adjusted or
maintained (this list is not exhaustive)
- Damage by storm, flood or escape of water to
stock in basements unless raised at least 150mm above the
floor
- War, invasion or act of a foreign enemy
- Terrorism
- Excess from £250 each and every Claim
- Excess increases to £1,000 where Subsidence cover
is included
Purchasing a policy from us is easy. You can call on
0845 601 2376 or complete our enquiry form and one of our
experienced customer service team will call you back at a time that
suits you.
Payment can be made by cheque, debit or credit card on an annual
basis and we accept Visa/ Visa Debit/ Mastercard. We also offer
payment by Direct Debit, on either an annual or Instalment
basis.
NICEIC Insurance Services have been providing insurance for over
10 years and are well established in providing trade specific
insurance. We work with you to make sure you have the right cover
in place for your business and always explain our products and
services clearly without using any confusing jargon. We constantly
review our products and services to make sure we provide you with
not only the best cover possible but also the high quality service
that you would expect.
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