Electrical Contractors Insurance

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Insure your Domestic work only from as little as £88.07 a year*

Insure your Commercial and Industrial work, inc. Domestic, from £96.47 a year**

Is your business adequately protected? Accidents happen, so it's essential that you have the right cover in place when they do. This is why NICEIC Insurance Services have developed a specialist electrical contractors insurance policy for NICEIC registered contractors, providing you with the confidence to go about your day knowing that you'll be protected when you need to be.

We Offer As Standard...

Some covers are either a legal requirement or just plain common sense, so our policy offers the following covers as standard:

  • Public and Products Liability Cover up to £2m
  • Incidental PAT and EICR Testing Cover up to 75k***
  • Tax Investigation up to £50k
  • Incidental Efficacy Cover up to £100k****
  • Jury Service Cover up to £1k

Optional Cover

Should you need further protection the following covers can be added onto your policy without the need for you to take out separate insurance:

  • Increased Public Liability (options of £5m and £10m)
  • Increased Professional Indemnity up to £5m
  • Employers’ Liability
  • Legal Expenses
  • Personal Accident
  • Tools in Transit
  • Contract Works
  • Hired in Plant
  • Incidental*** Cover for Additional Trades (such as plastering, building work)
  • Own Plant
  • Increased Efficacy Cover

Why Choose Us?

NICEIC Insurance Services have been providing insurance for over 10 years so are well established in providing the right insurance for our registered contractors. Our policies are designed to NICEIC standards and we will work with you to make sure you have the right cover in place for your business. We always aim to explain our products and services clearly without using any confusing jargon. We constantly review our NICEIC approved products and services to make sure that we provide you with the best cover possible and the high quality service.

How to Buy

Purchasing a policy from us is easy. You can call on 0845 601 2376 or complete our enquiry form and one of our experienced customer service team will call you back at a time that suits you.

Payment can be made by cheque, debit or credit card on an annual basis and we accept Visa/ Visa Debit/ Mastercard. We also offer payment by Direct Debit, on either an annual or Instalment basis.

Policy Documents

We can issue your documentation via post or e-mail, whichever suits you best. You can also download the insurance Policy Summary from this website.

* Price includes £10 administration fee and IPT at 6%. The offer is for new customers only, based on £2m Public Liability, 1 manual Principle Partner Proprietor or Director, no claims, registered with NICEIC. You will need to be a member and provide your NICEIC enrolment number to purchase a policy. Cover subject to underwriter acceptance; excludes Northern Ireland. Price applies to Domestic work only and is correct as of 15 July 2015.
Exclusions to our standard policy include: • £250 excess for public liability claim • Cannot work above 15 metres including any basement height • Cannot exceed 20% of your turnover as payment to sub-contractors • Other standard exclusions apply, for more information please read your policy documents

** Price includes £10 administration fee and IPT at 6%. The offer is for new customers only, based on £2m Public Liability, 1 manual Principle Partner Proprietor or Director, no claims, registered with NICEIC. You will need to be a member and provide your NICEIC enrolment number to purchase a policy. Cover subject to underwriter acceptance; excludes hazardous areas and Northern Ireland. Price applies to Commercial and Industrial work, including Domestic and is correct as of 15 July 2015.
Exclusions to our standard policy include: • £250 excess for public liability claim • Cannot work above 15 metres including any basement height • Cannot exceed 20% of your turnover as payment to sub-contractors • Other standard exclusions apply, for more information please read your policy documents

*** Cover provided up to 10% of your turnover
**** Cover provided up to 15% of your turnover

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